Track All Your Assets in One Place

What You Can Track

NetWorthCast handles both liquid and illiquid assets, each with its own expected return rate. This gives you an accurate picture of your total net worth and how each piece grows over time.

Each asset gets its own expected annual return rate. A high-yield savings account might earn 4.5%, a stock portfolio 8%, crypto 12%, and a vehicle -15%. This makes your projections far more accurate than using a single blended rate.

How NetWorthCast Tracking Works

1. Add Your Assets

Create each asset with a name, current value, and expected return rate. For example: "Fidelity 401k — $85,000 — 7% return" or "Primary Home — $420,000 — 3.5% appreciation."

2. Set Individual Return Rates

Every asset compounds at its own rate. Your cash earns differently than your stocks, and your car depreciates. NetWorthCast models each one independently for realistic 30-year projections.

3. Designate a Primary Account

Pick one liquid account (typically checking or HYSA) as your primary. This is where income flows in and expenses flow out. When expenses exceed income in a given month, the shortfall cascades from this account first.

4. Reorder Accounts

Drag accounts into your preferred order. The order determines the cascade priority — if your primary account runs dry, expenses pull from the next liquid account in line.

Beyond Simple Tracking

A net worth tracker that only shows today's snapshot is not enough. NetWorthCast projects your financial future so you can make better decisions now.

• Revenue and expense tracking — add recurring income streams and monthly costs to see your cash flow
• One-time events — model a home purchase, inheritance, bonus, or car payment ending at a specific future date
• Asset-linked income — tie rental income to a property or dividend income to a brokerage account
• 30-year projections — see an interactive chart of your net worth growing (or shrinking) year by year
• FIRE calculation — automatically shows when your liquid assets cross the financial independence threshold
• Cost-of-living comparison — see how relocating changes your trajectory

Privacy-First Design

Your financial data is sensitive. NetWorthCast was built with a simple privacy model: your data never leaves your device.

• All data is stored in your browser's localStorage
• No servers, no databases, no cloud sync
• No account creation or login required
• No analytics tracking your financial information
• Works fully offline after the first page load

You own your data completely. Export it anytime, or clear it by clearing your browser storage.

NetWorthCast vs Other Trackers

There are several net worth tracking tools out there. Here's how NetWorthCast compares:

Empower (formerly Personal Capital) requires linking your bank accounts and sharing credentials with a third party. Monarch Money is a paid subscription budgeting app. Kubera targets high-net-worth individuals at $15/month. NetWorthCast gives you forecasting and FIRE planning for free, with no bank linking and no data leaving your browser.

Frequently Asked Questions

What is the best net worth tracker app?

NetWorthCast is a free net worth tracker that lets you add all your assets — liquid and illiquid — with individual return rates and 30-year projections. Unlike apps that require bank linking, NetWorthCast keeps everything in your browser for maximum privacy.

Is NetWorthCast really free?

Yes, completely free. There are no premium tiers, no subscriptions, and no hidden fees. All features — including forecasting, FIRE calculations, and cost-of-living comparisons — are available to everyone at no cost.

Is my financial data private?

All your data is stored in your browser's localStorage. Nothing is ever sent to a server, no account is required, and there is no tracking. Your financial information never leaves your device.

What assets can I track with NetWorthCast?

You can track any asset you own. Common liquid assets include cash, high-yield savings accounts, 401(k), IRA, brokerage accounts, individual stocks, and crypto. Illiquid assets include real estate, vehicles, and collectibles. Each asset gets its own name, value, and expected return rate.